Bank vault door

Personal Checking

eChecking

It’s a checking account with all the benefits of electronic banking included!

  • Debit Card
  • Internet Banking
  • Online Bill Pay
  • Electronic Statement (eStatements) with Check Images
  • No Minimum Balance

eChecking costs nothing if 10 or less of your checks are paid in the statement period.  A Check Limit Charge of $ 5.00 will be assessed for checks paid in excess of 10 per statement cycle. eStatements are required.  Paper Statement Charge is $5.00 per statement.  Inactive Bill Payment Fee is $6.95.  Debit Card Inactivity Fee is $1.00 per statement cycle.

Regular Checking

You don’t need a large balance to maintain a checking account. Write checks for any amount, any time, without balance or activity restrictions. Service charges are based on minimum balance and activity per statement period.

  • $2.00 Account Maintenance Fee
  • $0.12 Per Check Charge for the first 100 checks. $0.10 Per Check Charge for checks over 100
  • Credit Allowance:
    $0.25 per $100 on the minimum balance of the period in even $100 increments not to exceed service charge amount

BanClub Checking

For one low fixed monthly fee, you receive free checks (standard style only), unlimited check writing, and no minimum balance requirements. Plus, receive Accidental Death insurance, no issue fee for official bank checks up to five per month, travel discounts, member magazine, and more.
The monthly BanClub Fee for our three BanClub checking account options are:
$6.00 – Basic
$7.00 – Additional (Personal)
$8.00 – Family
Additional insurance coverage is offered at Personal and Family levels. Select the plan that best fits your needs.

Milestones

Free checking for anyone aged 50 or better is just the beginning for our Milestones members. Enjoy many free or discounted services, group travel, seminars, and newsletters.

  • No Account Maintenance Fee checking account*
  • Free Milestones checks (standard style), to accompany your Milestones Account
  • No issue fee for official bank checks for up to 5 in a month
  • Annual discount of 10% on a Safe Deposit Box
  • Merchant Discount Program offering discounts from area merchants
  • Notary service
  • Free photocopies of your legal or financial documents
  • Active debit card is included.

Debit Card Inactivity Fee is $1.00 per statement cycle.  Bill Payment Fee is $6.95 per statement cycle.

*To be a member of the Milestones Group another checking account can be chosen, you may choose a NOW, Super NOW, or Money Market account on which normal restrictions and fees apply.

Graduate Checking

A checking account with all the benefits of electronic banking included for young adults 18-24. An active debit card and active internet banking are included with this no minimum balance account. ATM fees are refunded up to $5.00 per statement cycle.  A Check Limit Charge of $5.00 will be assessed for accounts with checks paid in excess of 5 per statement cycle. Internet Banking and eStatements are required.  Paper Statement Charge is $5.00 per statement.  Inactive Bill Payment Fee is $6.95.  Debit Card Inactivity Fee is $1.00 per statement cycle.

Interest-Bearing Checking

NOW Account

Earn interest on a balance of $1,500 or more and have 20 debits per statement cycle or less with no service charge. A minimum deposit of $1,500 is required to open the account.
Service charges for this account are:

  • $5.00 Account Maintenance Fee if the balance falls below $1,500 anytime during the month
  • $0.50 Per Check Charge for debits paid in excess of 20 during the statement period
  • $1.00 per statement cycle for Debit Card Inactivity Fee

Super NOW

Earn interest on a balance of $2,500 or more and have 30 debits per statement cycle or less with no service charge. A minimum deposit of $2,500 is required to open this account.
Service charges for this account are:

  • $5.00 Account Maintenance Fee if the balance falls below $2,500 anytime during the month
  • $0.50 Per Check Charge for checks paid in excess of 30 during the statement period
  • $1.00 per statement cycle for Debit Card Inactivity Fee

Money Market

Individuals who wish to receive higher yielding rates on higher balances and still have the flexibility to move funds around may choose this type of limited activity account. A minimum deposit of $2,500 is required to open this account. Maintain a balance of $2,500 or more to earn monthly interest. Regulation D limits allow for only six transfers each month. The first six debits posted per statement cycle will be posted at no charge, debits posted in excess of six per statement cycle will be assessed an activity charge of $10.00 per debit.  Debit Card Inactivity Fee is $1.00 per statement cycle.