Business Treasury Management

REMOTE DEPOSIT CAPTURE

This technology allows our business customers to make deposits into their account, without leaving the comforts of the office.  Remote Deposit Capture offers you the flexibility to deposit checks to different accounts, and research and view checks you have deposited without having to come to or call the bank.  All you need is a check scanner and a computer with a high-speed Internet connection.  Faster funds availability to your account.  Convenient 24-hour deposit capability.

CORPORATE SWEEP ACCOUNTS

Any idle funds in your checking account are put to work.  You set the target balance and sweep option and then at the end of the day, your company’s idle balances are swept automatically to the option you choose, earning interest or paying down a line of credit.  Funds will then be swept back into the checking account as needed to maintain the target balance and cover any withdrawals from the account.

ACH ORIGINATION

This system allows the typical business to collect a recurring payment without waiting for the customer to mail a physical check.  By having the customer authorize the electronic debit to their account, the transfer of funds is accomplished.  ACH origination enables you to pay vendors, process employee payroll, and schedule cash disbursements all with ease.  Add an additional layer of convenience and accuracy without even leaving your office.

CASH HANDLING SERVICE

This service provides direct money ordering services.  The Bank will provide security and organization for all your business cash needs.

CHECK RECONCILIATION (POSITIVE PAY)

This service is a fraud prevention service.  Businesses will upload through Internet Banking issued checks so the system can compare them against checks presented for payment.  If an exception occurs, the business will decide if the item should be paid or returned.  This will help businesses identify fraudulent items or items that did not process for the issued amount.

ACH BLOCKING AND FILTERING (ACH POSITIVE PAY)

Help protect your account from fraudulent Automated Clearing House (ACH) payments.  Our ACH Blocking and Filtering services provide you with the ability to determine who has access to your account and/or to what dollar limit they may post transactions against your funds.  You choose the option that suits your business needs.