Combination Lock

Business Accounts

BUSINESS CHECKING

Designed for businesses with lower monthly transaction volumes. Your small business can use what you need in this account with the first 200 items (credits, debits, and deposited items) included at no charge.

  • Minimum opening balance – $100.00
  • Minimum balance requirement1 – $100.00
  • Account Maintenance Fee – None
  • Transaction Details – First 200 items (credits, debits, and deposited items) included Free of charge
  • Per Excess Item Charge – $0.25 each
  • Monthly Statement2 – eStatement with item images Required
  • Active Business Debit Card3 – Free
  • Online Banking – Free
  • Active Bill Payment4 – Free
  • Non-Interest Bearing
  • Treasury Management Services5 available
    ACH Origination, Remote Deposit Capture, Check Reconciliation, ACH Blocking and Filtering, and Cash Handling

BUSINESS CHECKING PLUS

Designed for businesses with larger transaction needs. This account can meet all of your business checking requirements and then some. No charge for the first 400 items (credits, debits, and deposited items).

  • Minimum opening balance – $200.00
  • Minimum balance requirement – $10,000.00
  • Minimum Balance Violation fee – $10.00
  • Account Maintenance Fee – None
  • Transaction Details – First 400 items (credits, debits, and deposited items) included Free of charge
  • Per Excess Item Charge – $0.25 each
  • Monthly Statement – Paper Statement or eStatement Included
  • Active Business Debit Card3 – Free
  • Online Banking – Free
  • Active Bill Payment4 – Free
  • Non-Interest Bearing
  • Credit Allowance – $0.10 per $100.00 of minimum balance maintained for the entire statement will offset the Minimum Balance Violation fee
  • Treasury Management Services5 available
    ACH Origination, Remote Deposit Capture, Check Reconciliation, ACH Blocking and Filtering, and Cash Handling

ORGANIZATIONAL CHECKING

This account is designed with an eye towards non-profit organizations. With no monthly maintenance fees, more of your organization’s money goes into the community, where it belongs. No charge for the first 100 items (credits, debits, and deposited items).

  • Minimum opening balance – $100.00
  • Minimum balance requirement1 – $100.00
  • Account Maintenance Fee – None
  • Transaction Details – First 100 items (credits, debits, and deposited items) included Free of charge
  • Per Excess Item Charge – $0.50 each
  • Monthly Statement – Paper Statement or eStatement Included
  • Active Business Debit Card3 – Free
  • Online Banking – Free
  • Active Bill Payment4 – Free
  • Interest Bearing
  • No Credit Allowance
  • Treasury Management Services5 available
    ACH Origination, Remote Deposit Capture, Check Reconciliation, ACH Blocking and Filtering, and Cash Handling

BUSINESS MONEY MARKET

Earn interest with this competitive money market account. It features limited transactions and a competitive tiered interest rate. This product is available to all business entities who wish to receive higher yielding rates on higher balances and still have the flexibility to move funds around. A minimum deposit of $5,000 is required to open this account. Maintain a balance of $2,500 or more to earn monthly interest. Six transfers per month allowed. The first six debits posted per statement cycle will be posted at no charge, debits posted in excess of six per statement cycle will be assessed an activity charge of $10.00 per debit.

  • Minimum opening balance – $5,000.00
  • Minimum balance requirement – $5,000.00
  • Minimum Balance Violation fee – $10.00
  • Account Maintenance Fee – None
  • Transaction Details – First 6 debits and 20 credits and deposited items included Free of charge
  • Per Excess Item Charge – $10.00 per debit beyond 6
  • Per Excess Item Charge – $0.25 per credit and deposited item beyond 20
  • Monthly Statement – Paper Statement or eStatement Included
  • Business Debit Card – Not available
  • Online Banking – Free
  • Bill Payment – Not available
  • Interest Bearing on balances of $2,500.00 or more
  • No Credit Allowance
  • Treasury Management Services5 available
    Remote Deposit Capture, Check Reconciliation, ACH Blocking and Filtering, and Cash Handling

BUSINESS SAVINGS

Earn interest with this savings account. It features a competitive interest rate. This product is available to small business entities.

  • Minimum opening balance – $200.00
  • Minimum balance requirement1 – $200.00
  • Account Maintenance Fee – None
  • Transaction Details – First 2 debits and 20 credits and deposited items included Free of charge
  • Per Excess Item Charge – $1.00 per debit beyond 2
  • Per Excess Item Charge – $0.50 per credit and deposited item beyond 20
  • Monthly Statement2 – eStatement with item images Required
  • Business Debit Card – Not available (it can be secondary on another Business Checking Debit Card)
  • Online Banking – Free
  • Bill Payment – Not available
  • Interest Bearing
  • No Credit Allowance
  • Treasury Management Services5 available
    Remote Deposit Capture, ACH Blocking and Filtering, and Cash Handling

1 Minimum Balance Requirement – You must maintain the minimum balance during a statement cycle in order to avoid the Minimum Balance Violation fee of $5.00.

2 Monthly Statement – eStatement with item images Required for Business Checking and Business Savings. Paper Statement Charge is $5.00. Duplicate Statement Charge is $5.00. Item images available upon request or online. Hold Statement Fee is $5.00 for statements held at the bank for pick up.

3 Active Business Debit Card – Active Business Debit Card is Free, and transactions are not included in the item count. Debit Card Inactivity Fee is $2.00 per statement cycle.

4 Active Bill Payment – Active Bill Payment service is Free, and transactions are included in the item count. If bill payment is inactive during a statement cycle, a Bill Payment Fee of $6.95 will be charged.

5 Treasury Management Services – Some Treasury Management Services have monthly fees associated with the services. Please refer to the Fee Schedule for amounts. Some of the services are only available to certain Business accounts.

Solutions available with our Business Checking products:

  • Telephone Banking
  • Easy-to-balance monthly statement (Some accounts require eStatements)
  • Active Business Debit Card
  • Internet Banking
  • Active Bill Payment