Who are we?

Mission Statement

The Farmers State Bank and Trust Company will provide a full range of quality financial products and services to Morgan County and its surrounding areas. We will emphasize prudent lending and investments so the Bank will earn a reasonable return on assets. We will provide leadership in the business and civic affairs of our community.   We will provide a stable work environment and continue to develop and invest in our employees.


“Our Policy to Help”

Our policy is……

  • to encourage every member of the community to take in increased efficiency
  • to cooperate in every practical project
  • to make this a better community to live in
  • to cause every individual entering our doors to feel a cordial atmosphere
  • to encourage every ambitious person of integrity to further financial advancement

All the facilities of our complete Banking and Trust services are at your command.

Arthur Joy French – President 1939 – 1975